Category Archives: debt Free

Your Health and Your Wealth

It’s been awhile since my husband and I took a couple of classes for getting debt free.  We first attended Financial Peace University by Dave Ramsey through our church.  That was a lot of information to absorb and navigate.  We still use a lot of what we learned in that class and take the refresher course every other year.  And since we paid for the first class the refresher courses are free!  We also did War On Debt by Dani Johnson.  This was especially helpful to me the nerd (if you don’t know what that means take Dave’s course) as I had a hard time finding the extra money without another source or job.  What I learned in War on Debt was to look right at my pantry, refrigerator (2nd or 3rd refrigerator) and grocery bill.  Ouch! We were throwing our cash in the garbage can and had way too much food.

I did the assessment and found that we could live on our pantry for about four months with very little added.  I had no idea.  This was such an “AHA” moment to us.  I had never used a meal planner or a list to shop.  So I was shopping from memory.  Hello, I have been through menopause and I think I lost some of those memory cells.   I digress here.  My point is that I found over $400-$500 per month just in my pantry and food shopping.  That doesn’t include what I found when we did a complete assessment for our financial health.  It was staggering what we letting go out the door!  Do you want to be debt free but don’t know where to start?

When was the last time you took inventory of your financial health?  Do you realize how closely your financial health is to your physical health?  The stress from being in debt and not able to make your bills or having to make a decision on whether to pay a bill or buy food can be taking a major toll on how long you live in this lifetime!  I help people overcome their limiting beliefs that are keeping them stuck, broke and unhealthy to create a life with balance, time freedom and health.  You can find me at www.livinglifeholistic.com or via email susano@livinglifeholistic.com

Connect with me today for my free 12 green smoothie recipes and tips, recipes in my monthly newsletters!

Living Debt Free and Healthy

I can remember to this day the phone call I received at work.  I answered the phone, “This is Susan, how may I help you?” The person identified themselves as the emergency room of the hospital, “Is this Susan? Is your husband Michael?”.  I answered “yes” and then the next words rocked my world, “your presence is required at the emergency room”, and I sat down quickly.  What, what did you just say to me?  They would not disclose what had happened, or whether my husband was dead or alive, just that my presence was required.  When I arrived at the emergency room, they quickly brought me back without telling me anything.  When they opened the door I saw my husband, bloody, dirty and hooked up to a ton of monitors.  He was not dead, thank God, but they didn’t know if he had broken his back, neck or both.  After a CAT scan it was a  C-4 neck fracture.  A halo and one year to heal, followed by 3 years of disability and retraining.  That year was 1986. Doctors said he was either dead or paralyzed when they saw his file, but we serve a great big awesome God and he was neither!

All this to preface that we were young, with two small boys, living paycheck to paycheck.  We had bought our first home, had some credit card debt, and some school loans.  You learn what a priority is quickly when you have a major trauma in your life.  We learned how to live on much less very quickly.  Later we went to a class called Financial Peace University (Dave Ramsey) and War on Debt (Dani Johnson).  We learned to become debt free and never turned back.  I can tell you that our health was fully altered due to the debilitating migraines my husband suffered that could not be stopped by medications but only with natural medicine, proper exercise, low glycemic eating, sleep, and essential oils.  He now has one occasionally, a far cry from daily.  This is why I became a holistic health coach to help others get where we are today.  Do you want financial freedom?  Time freedom? Do you want true health?  You can find me at www.livinglifeholistic.com

I would love to connect with you for a free 15 minute consultation to see how I can help you!  To your health!